Aspiring Business Loan

Aspiring Business Loan

With or without collateral Short or long-term business needs
Working Capital, Term Loan & Composite Loans to help grow your business
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  • Loan for small enterprises who require both working capital and term loan 

  • Loan amount – Above ₹3 lakh up to ₹1 crore

  • Loan tenure – Flexible loan tenure up to 5 years 

  • Doorstep assistance with a Relationship Officer/Credit Manager available to service you throughout the loan processing period  

  • Simplified documentation 

  • Convenient repayment with EMIs issued through Standing Instructions, NACH and e-NACH

  • Secured: Rate varies from 11.00% - 14.00% p.a

  • Unsecured: Rate varies from 13.60% - 20.25% p.a

  • Processing fee – Up to 2% of the loan amount + taxes as applicable

  • EMI bounce charges ₹100 + applicable taxes

  • Business vintage: Minimum 2 years

  • Age 

    • Minimum - 23 years 

    • Maximum at loan maturity - 65 years

 

  • Business KYC
  • Proprietor / Partner / Company Management KYC
  • Business vintage proof and business validity document (such as Trade License)
  • Income proof and financial statements (ITR / GST Return)
  • Residence ownership and stability proof

Note: Requisite documents may vary as per the Loan Amount

 

Get timely financial support for your small business

Apply for a Small Enterprise Loan from Bandhan Bank today

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